My Financial Assistant

1. Acceptance of Terms

By accessing or using Lisungi Finance ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Description of Service

Lisungi Finance is a comprehensive financial management platform that helps users track transactions, manage budgets, monitor debts, set savings goals, and manage investment portfolios. The Service includes features such as:

Transaction tracking and categorization
Budget planning and monitoring
Debt management and payoff planning
Savings goals and automation
Investment portfolio tracking
AI-powered financial insights
Receipt scanning and processing
Multi-user family sharing

3. User Accounts

3.1 Account Creation

You must create an account to use the Service. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

Use a strong, unique password
Enable two-factor authentication when available
Notify us immediately of any unauthorized use of your account
Not share your account credentials with others

3.3 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activity.

4. User Responsibilities

You agree to:

Use the Service only for lawful purposes
Not attempt to gain unauthorized access to the Service or other users' accounts
Not interfere with or disrupt the Service or servers
Not upload or transmit viruses, malware, or other malicious code
Not use the Service to harass, abuse, or harm others
Comply with all applicable laws and regulations

5. Financial Information Disclaimer

Important: Lisungi Finance is a financial management tool, not a financial advisor. The Service provides information and insights based on your data, but:

We do not provide personalized financial, investment, tax, or legal advice
AI-generated insights are for informational purposes only
You should consult with qualified professionals before making financial decisions
Past performance does not guarantee future results
Investment values can fluctuate and you may lose money

6. Subscription and Payments

6.1 Subscription Plans

We offer both free and premium subscription plans. Premium features require a paid subscription.

6.2 Billing

Subscriptions are billed in advance on a recurring basis (monthly or annually). You authorize us to charge your payment method for the subscription fee.

6.3 Cancellation and Refunds

You may cancel your subscription at any time. Cancellations take effect at the end of the current billing period. We do not provide refunds for partial subscription periods, except as required by law.

7. Intellectual Property

The Service and its original content, features, and functionality are owned by Lisungi Finance and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You retain ownership of your financial data. By using the Service, you grant us a limited license to use your data solely to provide and improve the Service.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, LISUNGI FINANCE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

9. Warranty Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Lisungi Finance operates, without regard to its conflict of law provisions.

12. Contact Information

If you have questions about these Terms, please contact us:

Email: [email protected]
Website: https://lisungifinance.com